Payment methods
 
Overview
YooMoney can accept payments made via various methods: from bank cards, from e-wallets, via direct carrier billing, on a loan or installment plan, in cash, via invoicing in Internet banking.
 
Bank cards
You can accept payments made via bank cards from Visa, Mastercard, Maestro, Mir, JCB, and other issuers. By default, the user will enter bank cards details on the YooMoney’s page, but you can embed a form on your website or in the mobile app.
Bank cards that you can accept for payment
 
Apple Pay, Google Pay
YooMoney users can pay via Apple Pay and Google Pay. You can integrate these payment methods independently or using mobile SDK.
 
E-wallets
You can accept payments from a YooMoney for Shopping wallet or a linked bank card, from a QIWI Wallet, or Webmoney.
 
Invoicing via Internet banking
Using YooMoney, you can send invoices to your customers via Internet banking of SberBank Online, Alfa-Click, and Tinkoff.
 
B2B payments
You can accept payments from companies and entrepreneurs via Sberbank Business Online.
More about B2B payments
 
Other payment methods
You can accept payments made via direct carrier billing, in cash via a payment kiosk or at our partner’s office, via the Installments service (on a loan or installment plan).
 
All payment methods
Payment method
name and code
Payment
term
HoldingCode in reportsRefundRecurring payments
Bank card
bank_card
1 hour7 daysAC
Apple Pay
apple_pay
1 hour7 daysAC
Google Pay
google_pay
1 hour7 daysAC
Electronic funds
YooMoney for Shopping
yoo_money
1 hour7 daysPC
QIWI Wallet
qiwi
1 hour6 hoursQW
Webmoney
webmoney
1 hour6 hoursWM
Internet banking
SberBank Online
sberbank
8 hours6 hoursSB
SberPay (new method of payments via SberBank)
sberbank
1 hour7 daysSB
Alfa-Click
alfabank
8 hours6 hoursAB
Tinkoff
tinkoff_bank
1 hour6 hoursTB
B2B payments
SberBank Business Online
b2b_sberbank
8 hours2S
Other methods
Direct carrier billing
mobile_balance
1 hour6 hoursMC
Cash
cash
No limits6 hoursGP
Installments
installments
8 hours6 hoursCR
Payment information will be sent in payment reports.
 
Limits
 
Limits on payments
All payment methods have limits on the minimum and maximum payment amount. There are additional limits for some payments: for example, on the total amount of payments over 24 hours or a month. If the limits are exceeded, payments won’t go through.
Learn more about limits
 
Payment term
In YooMoney, each payment must be made within a limited time period. If a user hasn’t confirmed a payment before this period has expired, YooMoney will cancel the payment,
expired_on_confirmation
will be displayed as the reason behind the cancellation. To allow the user to pay, you need to create a new payment .
In case of a payment via Internet banking or other external payment systems (for example, Webmoney or QIWI Wallet) an invoice from YooMoney is issued to the user. If there is still time for a payment in this system, but it has already expired in YooMoney, the money will be debited, but the payment won’t go through. The money will be returned to the user: in 24 hours if the payment was made via Sberbank Online and instantly for other payment methods.
 
See also
Integration scenariosPayment processRefundsReports