This article describes who and how may receive payouts, the information required for each payout type, and the limits on the payout amounts.

Payouts can be categorized by payout type and payout recipient.

You can make payouts to YooMoney wallets, to bank cards, and via the Faster Payments System (FPS).

The bank card payout options depend on the payout recipient:

To make payouts, a bank card number is required. You can use a pre-made YooMoney form to get it. More about payouts to bank cards

The bank card data can be saved in YooMoney, and the stored data identifier can be used for making both payouts and payments. More about payment and payouts token

You can make payouts to a YooMoney wallet of any status. To make payouts, you'll need the YooMoney wallet number. More about payouts to wallets

You can use the Central Bank of Russia's Faster Payments System (FPS) to make payouts to bank accounts and payment system accounts. To make payouts, you will need the phone number of the transfer recipient and relevant details of the FPS participant, such as the bank or payment system where the user has an account. You can get the FPS participant details through YooMoney. More about payouts via FPS

When making payouts via the FPS, you can verify the recipient's ownership of the account that you intend to transfer the money to. You will need the recipient's personal details: their last name, first name, and patronymic. More about payout recipient verification

Payout recipients can be regular or self-employed individuals. Self-employed individuals are those who do not have an employer or employees and earn an income by providing services or selling their own goods. When making payouts to self-employed individuals, each payout is considered as their income and will be automatically registered by YooMoney in the Moi Nalog service.

The only difference between payouts to regular and self-employed individuals is that additional information is required when making payouts to the self-employed, such as the recipient's Taxpayer Identification Number (INN) and a description of the provided service. More about payouts to the self-employed

If you need to make payouts to both regular and self-employed individuals, you can ask your YooMoney manager to set up two gateways, one for each type of payout recipient.

If you want to receive extracts from payout reports with the payout recipient information (e.g., for submission to government agencies), save the recipient's data in YooMoney before making a payout. Then specify the saved data ID in the request for creating the payout. More about sending the recipient's data for the purpose of making extracts from reports

There are limits on amounts for all payout types. The payouts will not be made if the limits are exceeded.

You can modify the limits if necessary. To do this, please contact your YooMoney manager.

Payouts to self-employed individuals have additional restrictions: the annual income of the recipient with the current payout taken into account cannot exceed 2.4 million rubles, otherwise the recipient will lose their self-employed status. This limit cannot be changed.