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Activating payouts
The article describes the general procedure for activating payouts.

Regular payouts are different from the Safe Deal ones. Although the format is similar, there're some nuances including the activation process. If you need the Safe Deal, follow the instructions from the Safe Deal section.

Step 1. Contact your YooMoney manager
Tell the manager that you'd like to make payouts via the YooMoney API. If you're a current user of the YooMoney service, contact your personal manager. If you've never used YooMoney before, submit your request to merchants@yoomoney.ru.
In the application, specify the following information:
When YooMoney receives your application, our manager will contact you to discuss the details and tell you what to do next.
Step 2. Sign the required documents
The specifics of the activation procedure depends on your case, so wait for your manager's instructions and follow them.
To activate payouts, you'll need to provide information about your company and its activities, fill in and sign legal documents, create a YooBusiness correspondent account, sign up for YooMoney, and perform required additional actions, if necessary.
If you're going to make payouts and accept payments, you can set up a payout balance top-up from the account that is used to receive payments via YooMoney. This can be done in your YooBusiness account.
Step 3. Learn how to work with the API
Get information about the YooMoney API interaction format.
If you've used the Mass payout protocol before, read about the differences between the YooMoney API and the Mass payouts protocol.
For those who already use the YooMoney API, the interaction format is the same as for other API payment solutions (payments, platform and marketplace solutions). But there is a nuance: HTTP Basic Auth is used for authentication of requests, so you need to enter the gateway ID (agentId) as a login and the secret key as a password.
Step 4. Integrate with YooMoney
Instructions for the integration
Select who will receive the payouts: individuals or the self-employed.
Payouts to individuals
Payouts to the self-employed
Step 5. Get ready to make payouts to real users
Transfer money to your YooBusiness correspondent account and top up the payout balance.
Make sure to use the gateway ID and secret key in the requests when you make real payouts. Make a test payout for minimum amount.
Step 6. Start making payouts
Start making real payouts.
For reconciliation, use daily reports on successful payouts that will be sent to your email. Information on the daily payout amount and the YooMoney commission will also be available in your YooBusiness account.
You can use your Merchant Profile to view the transaction list and payout balance for each gateway, export a payout list, order an extract from the report to confirm that a payout was made, and download the receipts generated for payouts to the self-employed.

Information on the gateway in the Merchant Profile is only available to a user with the Owner role.

See also
Условия работы с ЮKassa, информация о тарифах
Legal information
Terms and Conditions of the YooMoney ServiceElectronic Document Flow Agreement
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