Payment acceptance via direct carrier billing
- Helps increase the conversion due to convenience of the payment method
- Simplifies purchases for customers who don't want to enter card details
- Supports payment acceptance via the main mobile service providers

How it works
1
Customer places an order and selects payment via direct carrier billing
2
Enters the email address and the phone number for debiting the money
3
Confirms the purchase via a text message

Benefits of this method
Easy to pay
No need to enter card details or sign in to the bank's app: all that's required is a phone number
Available from any phone
Payments can even be made with a feature phone: all that's needed is the ability to send and receive text messages
Payment data is safe
The customer just needs to enter the phone number and use it to confirm the purchase : no card or invoice details required
Activation
- Sign up for YooMoney
- Embed YooMoney to your website using the payment module or via API
- Contact us via chat an let us know that you want to enable payments via direct carrier billing

Questions and answers
Yes. Limits depend on the service provider used by the customer for payment:
— Megafon and Beeline: no more than 14,000 ₽ per single payment, up to 15,000 ₽ per day, and up to 40,000 ₽ per month;
— MTS: no more than 14,999 ₽ per single payment, up to 30,000 ₽ per day, and up to 40,000 ₽ per month;
Limits may be different for some products and services. If you have any questions, you can ask them in the chat
It depends on the type of your business. If you are required to send receipts to customers and the Tax Service under Federal Law No. 54-FZ, then you also must do this for payments made via direct carrier billing. You can send receipts using our built-in service Receipts from YooMoney or via the online sales register from one of our partners.
Onboarding with YooMoney is free, no subscription fee is charged. The commission is charged for successful payments, and its amount depends on the business turnover and the payment method. The full list of payment methods is available on the page with rates
We will send the money on the next business day after the successful payment. We will deduct the YooMoney commission as well as refunds (if there were any on the day of payment) from the final amount.
Yes. Payments made direct carrier billing can only be refunded in full, which is done in accordance with the standard procedure. The easiest way to make a refund is via your Merchant Profile: find the transaction you need in the "Refunds" section or in the transaction history and click the refund button.

