Payment acceptance for business
Make the payment process convenient, so that the customer can make a purchase right after seeing something interesting. Works anywhere: at an online store, in an app, or in a chat. Any methods: via bank cards, Sberbank, or even on a loan if there’s not enough money. All these options (and many others) are available with YooMoney.
Bank cards
Visa, Mastercard, Maestro, Mir, JCB, UnionPay
The customer can pay a maximum amount of 250,000 ₽ per transaction, and 500,000 ₽ per month with a bank card.
from
2,8%
With a turnover of more than 1 mln ₽
American Express
The customer can pay a maximum amount of 250,000 ₽ per transaction, and 500,000 ₽ per month with a bank card.
from
4%
With a turnover of more than 1 mln ₽
E-money
YooMoney
Identified users
Up to 250,000 ₽ per transaction, 600,000 ₽ per day, 3 mln ₽ per month.
Reviewed users
Up to 60,000 ₽ per transaction, 300,000 ₽ per day, 1 mln ₽ per month.
Anonymous users
Up to 15,000 ₽ per transaction, 300,000 ₽ per day, 500,000 ₽ per month.
from
3%
With a turnover of more than 1 mln ₽
from
5%
With a turnover of more than 1 mln ₽
Online banking
Sberbank Online
Payments via Sberbank Online banking and via mobile banking with text message confirmation.
Up to 10,000 ₽ can be paid at a time and within a day via mobile banking and up to 500,000 ₽ via Internet banking.
from
3,5%
With a turnover of more than 1 mln ₽
from
3,5%
With a turnover of more than 1 mln ₽
from
3,5%
With a turnover of more than 1 mln ₽
Installments
Loans and installment plans
The process is fully online: the customer selects the Installments payment method, fills out the form, gets the decision, and confirms the purchase with a text message password. Settlements are made on the following business day.
3,000 to 150,000 ₽ can be paid per single transaction.
The service is enabled via the YooMoney API with a lot of additional options helping increase the conversion rate
Direct carrier billing
Beeline
The maximum amount of a one-time payment is 14,000 ₽, the daily limit is 15,000 ₽, the monthly limit is 40,000 ₽ (or less, depending on the category of goods and services).
Megafon
The maximum amount of a one-time payment is 14,000 ₽, the daily limit is 15,000 ₽, the monthly limit is 40,000 ₽ (or less, depending on the category of goods and services).
MTS
The maximum amount of a one-time payment is 14,999 ₽, the daily limit is 30,000 ₽, the monthly limit is 40,000 ₽ (or less, depending on the category of goods and services).
Tele2
The maximum amount of a one-time payment is 5,000 ₽, same as the daily limit, and the monthly limit is 40,000 ₽. Some goods and services might have other limits.
B2B payments
Sberbank Business Online
Accept payments from legal entities via Sberbank Business Online with instant payment confirmation.
Up to 5 mln ₽ per day.
from
2,8%
With a turnover of more than 1 mln ₽
Competitive rates
On the average, we charge 2.8% for every successful bank card payment. Fees depend on your turnover and the type of product you’re selling.
Settlements on the day after
Funds are credited to your bank account on the following business day (for settlements in Russian rubles). The accounting department will receive all the necessary documents in electronic form.
Wide range of options
You can set up the payment process so the customer’s card details will be remembered for the next purchase at your store or simply repeat a successful payment. You can also make refunds by API or in the Merchant Profile.
Proper level of security
Once a year our service recieves the PCI DSS certificate, i.e. passes the test by the Visa and Mastercard payment system standards. We use only secure connections for exchanging confidential information and require HTTPS where neccessary.
Easy to sign up
All you need is a signed contract with YooMoney—one for all payment methods. Sign up and the manager will guide you through the process.
More about documentsDevelopers will thank you
You can integrate YooMoney to your website in many different ways depending on your system and requirements. Create payments by API, enable payments from mobile app, install a ready-made module, or don’t develop anything at all and send invoices to customers directly from your Merchant Profile.
More about integrationSettlements currency
We provide settlements in RUB, EUR, USD, BYN, and KZT.
If the price is in RUB, we will carry out currency exchange. Taking EUR as an example, we usually set up settlements as follows:
Price in EUR—settlement in EUR
We convert the currency by the rate of the Central Bank of Russia with a 5% increase; the conversion fee is added to the purchase amount to be paid by the user.
Price in RUB—settlement in EUR:
We convert the currency by the rate of the Central Bank of Russia with a 2% increase; the conversion fee is paid by the merchant.
Price in RUB—settlement in RUB
The merchant converts the currency in accordance with its bank account settings.
Settlements
In RUB—on the following business day (transfer takes up to 5 days).
In BYN and KZT—in lots amounting 1,000 of each currency.
In EUR and USD—in lots amounting 1,800 of each currency.
If the lot amount is not reached, we will send you the money in a month after the last crediting.