Benefits of accepting payments via YooMoney

Name: Payment acceptance rates for your business
Brand: YooMoney
Rating: 9.9 (5747 reviews)

🔹 Free onboarding🔹 No servicing fee

Payment solutions

Payment acceptance

Payouts

For marketplaces and platforms

For the self-employed

To increase the conversion rate

Payment methods

Bank cards, Apple Pay and Google Pay™, installment plans, SberPay: 14 methods in total

Pricing

They depend on the area and turnover of your business and payment methods

Tools and features

They'll help you accept payments on your website or without a website, in the app, or offline

"Pay in installments" by Sberbank

The customer pays for products in installments, while you receive the full amount on the following business day

Services

Account for business transactions

Receive and transfer money via the YooBusiness service

Electronic document flow

Send and receive documents online without any paper used

Launch an online business

Start selling products in three steps: create a website, activate payment acceptance, and set up sending receipts

Receipts from YooMoney

Enable this feature and send receipts to customers and the Tax Service without renting an online sales register

How to sign up

Solutions for receipts

For developers

For partners

Pricing

We charge a commission for each successful payment + VAT calculated on the commission amount. The rates below are shown excluding VAT

Create a Merchant Profile

Reduce commissions

Select "Receipts from YooMoney" when connecting to the service to get lower payment acceptance commissions. We handle fiscalization on our side, while you only pay a percentage for each receipt. Available for sole proprietors and legal entities.

Bank cards

Issued in Russia and abroad (by partners of NSPK)

2.8% + 1% per receipt

YooMoney

Wallet and linked cards

2.8% + 1% per receipt

SberPay

Payments via the SberBank Online app

2.8% + 1% per receipt

Mir Pay

Payments via the Mir Pay app on Android™ phones

2.8% + 1% per receipt

T-Pay

Payments via the T‑Bank app or website

3.5% + 1% per receipt

Faster Payments System (FPS)

Payments without using a physical card or entering payment details

up to 2.2%, including receipts

"Credit purchases" by SberBank

Enable to sell on credit or using installment plans: purchase amount will be deducted from the customer's card once a month

Learn more

If your monthly turnover exceeds 5 million ₽, please contact us to consider individual terms

Various solutions for various businesses

Receipts from YooMoney

An integrated solution for sending receipts to the Tax Service and customers in accordance with 54-FZ

Learn more

Payment widget

Your customers will be able to quickly pay for purchases right on your website. There will be fewer steps on the way to payment and conversions may increase

Learn more

Recurring payments

It's convenient for you and your customers: no need to keep payment details in mind and set the purchase independently

Learn more

Ready to sign up?

Ask our managers a question or sign up for YooMoney right away

The reduced commission rate shown on this page applies to payments accepted via bank cards, YooMoney wallets, and SberPay, provided that the "Receipts from YooMoney" service is enabled.

"Receipts from YooMoney" is a service provided by "YooMoney", NBCO LLC and the payment aggregator presented by "ITGroup, LLC" (TIN 4004020301), or by another legal entity listed in the General Terms and Conditions of the YooMoney Service (the "General Terms and Conditions"), in accordance with the General Terms and Conditions (section 9 of Appendix 5).

If, during the onboarding process, the client hasn't selected "Receipts from YooMoney" as а solution for sending receipts, the Operator has the right to change the commission rate in accordance with the rates applicable without connecting the "Receipts from YooMoney" service.

The offer is valid from January 28, 2026 to May 1, 2026 (inclusive, Moscow time) for new counterparties that are Russian legal entities or sole proprietors, if the onboarding process is initiated using this website page. "YooMoney", NBCO LLC reserves the right to terminate this special offer early by removing the information about its terms from this page.