Payment acceptance via WhatsApp
Sign up for YooMoney and send payment links to your customers directly in WhatsApp. Make the payment process as simple as possible.
Benefits of payment acceptance via WhatsApp
Customers pay the way they prefer
Using a WhatsApp payment link, customers can pay by bank card, e-wallet, or using any other available method
Fast access to payments
A payment link in WhatsApp chat allows your customers to start paying in just one click. They don't need to visit your website, place an order, or go to the shopping cart.
No website required
If you sell via social media or messengers, payment acceptance in WhatsApp is exactly what you need. Any YooMoney user can create and send invoices directly from their Merchant Profile.
How WhatsApp payments work
Commissions without VAT
Bank сards
Visa, Mastercard, Maestro, and Mir: from 2.8%
YooMoney wallet
from 2.8%
SberPay
from 2.8%
T-Pay
from 3.8%
How to enable payments via WhatsApp
1
Sign up for YooMoney
All you need is the director's passport. There's no need to visit the office and everything can be set within three days.
2
Notify your customers
Let your customers know that you now accept payments via WhatsApp.
3
Accept payments
Create invoices in your Merchant Profile and send payment links to your customers.
What our clients say
How China's biggest marketplace manages settlements with Russian merchants
In cooperation with YooMoney, we've built the architecture for payments between customers and Russian providers.
Daria Zaitseva
Head of Payment and Financial Services at AliExpress
How to learn English without paying for the whole course at once
A customer receives a notification with the payment amount, and they need to respond to it. It's called recurring payments.
Alexander Laryanovskiy
Managing Partner at SkyEng
How to integrate payments into the app with no development needed
Integrating payments via bank cards required some serious development of our app and servers. YooMoney helped us set up online payments in one week.
Varya Vedeneeva
CEO of Periodica.press and founder of 365done.ru
How to accept payments in accordance with all the intricacies of 54-FZ
YooMoney offers convenience and great rates. Our clients can sign up for YooMoney in a couple of clicks and start accepting payments in accordance with all the intricacies of Federal Law 54-FZ. At the same time, users of the stores get access to their preferred payment methods.
Vladimir Tarasov
Development Director at Ecwid Russia
How to launch your website and start earning money
Cooperation with YooMoney allows entrepreneurs to launch a website and start earning money within just a few days.
Denis Imshenetsky
Founder and CEO of Nethouse
FAQ
Yes, they can. YooMoney works with individuals, including self-employed individuals who pay tax on professional income. To receive payments via WhatsApp, you need to enable the invoicing feature. You'll then be able to create payment links and send them to customers through the messenger. Using the link, the customer can view the items, choose a convenient payment method, and complete the purchase. By law, self-employed individuals can accept payments in any form: cash or cashless. If you prefer not to handle cash or don't have direct contact with the customer, WhatsApp payments are a perfect solution.
Yes, if it's an Android phone. Download the YooMoney app for Android and install it following the instructions to create invoices and send payment links from your mobile device. The web version of the Merchant Profile also includes all the features you need to generate and send invoices.
In WhatsApp, you can accept payments made with bank cards issued in Russia (Visa, Mastercard, Maestro, and Mir). To check which countries are supported, go to your Merchant Profile and see the list of countries under "Bank cards". Only Russian cards can be used for online payments. Foreign-issued cards don't work in Russia, so customers can't pay in local online stores or services using them.
Yes, for example via Viber, but you need to enable payments in that messenger with YooMoney first. Create an invoice in your Merchant Profile under "Invoices to clients" and send the payment link not only via WhatsApp or Viber, but also by email or in a text message.
By law, all sole proprietors are required to provide customers with payment receipts. Entrepreneurs and limited liability companies (LLC) must use online sales registers with fiscal drives that send fiscal data to the tax authorities in real time at the moment of sale, and issue a receipt to the customer. Depending on the type of business, sole proprietors can use either physical or cloud-based solutions. These can be integrated with YooMoney to automatically submit documents to the OFD, the Tax Service, and to customers. If you issue an electronic receipt, a printed receipt is not required.
Self-employed individuals also must issue receipts for their services, but they aren't required to use an online sales register by law. The receipt is created in the "Moi nalog" app on the day the payment is received, and sent to the customer in a convenient way.
