Additional features

Use the most convenient methods to accept payments: if you provide a subscription service, you can repeat payments, if you communicate with your customers a lot, you can send invoices via live chats, if you sell unusual products for varying prices, you can send invoices from the Merchant Profile.
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Recurring payments

This option allows debiting a certain amount at a set date without the customer’s involvement.

Suitable for payments made via bank cards and the YooMoney wallet.

View documentation

For a certain period

Hosting, internet access, charities
Collect service or subscription fees on time.

By the remaining balance

Mobile service, messengers, online games
Add money to account balances before they run out of funds.

How it works

  1. The client pays for services and consents to saving the card details.

  2. All further payments will be repeated without their involvement.

  3. The funds will be debited from the client's card on time, and they will receive the payment notification.


This option allows debiting the payment by your request. If the order is cancelled or the product is not in stock, the funds can be easily returned to the customer. No fee will be charged for such refund.

Suitable for payments made via bank cards.

How it works

  1. You send the request for holding the sum on the customer's card.

  2. Make sure the product is ready for shipping.

  3. Specify the total amount and confirm debiting.

Invoicing via Sberbank

A convenient payment method: no cash or even a bank card required. Suitable for call centers, microfinance organizations, online games, service providers, and couriers who might not have the change.

How it works

  1. You send a request via the YooMoney API.

  2. The client receives the text message and confirms the payment with a response.

  3. The funds are debited from their account at Sberbank.

Invoicing in Merchant Profile

No development required: sign up for the YooMoney Merchant Profile, and you’ll be able to send invoices immediately. The invoice is sent via email, by text message, or a special link that will lead the customer to the payment page at YooMoney.

More about invoicing in Merchant Profile

Invoicing via Telegram bot

Create your own bot, link it to YooMoney's bot according to our manual and start accepting payments in Telegram. This option is suitable for everyone who is signed up with YooMoney.

View an example
You can replenish the phone number account
via the bot by clicking the button on your smartphone.
Payment acceptance only works
in Telegram’s mobile version for now.

Customer care

Your customer won't need to stop the chat and close Telegram to make an order and pay for it.

Sales without a seller

Order and payment processes are fully automatic: the client sends commands to the bot, the bot responds with an invoice and the payment form.

History in the Merchant Profile

Payment records are stored in the Merchant Profile at the YooMoney's website, where you can check the details or refund the amount.

How it works

  1. The customer makes an order through your bot.

  2. Your bot sends an invoice with the total amount and the Pay button.

  3. The client clicks the button and proceeds to the payment form, then pays directly in Telegram using their bank card.

Invoicing via live chats

This option allows to send invoices to the clients during a chat on your website, in a social network, or in a messenger.

How it works

During a live chat with the seller, the customer decides on a purchase. The seller sends the payment button in one of the messages directly in the chat, then the customer proceeds to the YooMoney’s page and pays in the usual manner using a payment method convenient for them.
  • Sign up for YooMoney and implement the special chat for websites, JivoSite.

  • Tell the manager you'd like to enable invoicing via live chats during the onboarding process.

  • If you are already working with YooMoney, write to Let us know you'd like to enable invoicing via live chats. Specify your contract number or the company's website in the letter.

More customers

Even those who simply wanted to ask a question end up making a purchase.

More purchases

The seller helps find more suitable options.

Extra points to karma

Less time spent on searching for products and making an order.

Merchant Profile

The tool for working with YooMoney. First you use it to connect to the service, then you can view the payment history, statistics, settings, upload acts and registers, and more.

Ready to start?

Contact our managers if you have any questions or sign up for YooMoney right now
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