Acquiring for self-employed individuals
Nowadays, almost all businesses are required to issue receipts to customers. This is where an online sales register may be needed. By law, it can be purchased or rented.
The latter option allows you to start selling immediately with a smaller initial investment. Renting an online sales register with an acquiring service from YooMoney's partners is an excellent solution for payment acceptance that complies with 54-FZ.
When you rent a sales register with acquiring from YooMoney partners, you get
Acquiring from YooMoney in 2 days
Help from a partner with filing a record for the sales register equipment at the Tax Service
Tech support is on call for any questions
No downtime: if your sales register breaks down, the partner will replace it
Repair and maintenance of equipment at the expense of the lessor
Online sales registers with Internet acquiring for rent
Online payments
Payments to couriers
Offline payments
Receipts from YooMoney
Built-in solution for sending receipts to the Tax Service and to customers. A couple of clicks to start working under 54-FZ
- Onboarding: from one day
- Full compliance with 54-FZ
- All data at your fingertips in the Merchant Profile: receipts, payment history, and analytics
How to rent an online sales register with acquiring?
Rent sales register equipment
Choose an online sales register with an acquiring service on the YooMoney's partner website, fill out an application form, and pay according to the rate
File a record for the sales register at the Tax Service
With partner's support and guidance
Integrate the sales register equipment with the store
Just enter the ready-made settings in the YooMoney Merchant Profile
Rent an online sales register with acquiring and start issuing receipts to customers
Вопросы и ответы
According to law, acquiring is only required for sole proprietors with annual profits of more than 20 million rubles. If large retailers don't provide a suitable payment method in their store, this's regarded as a violation of consumer rights.
In addition, acquiring requires a business account: a valid one or a new one, if you don't have any. To create such an account, you need to have the status of a legal entity or a sole proprietor. Individuals use a regular personal account that can't be linked to acquiring services. According to the law 422-FZ dated 27.11.2018, a citizen paying a self-employment tax can accept payments in cash, by transfer to a card, bank account, phone number, or via e-wallet.
A self-employed individual doesn't have to activate acquiring, but many people use it because it's convenient. For example, you may enable YooMoney services to accept online payments. With them, you can sell products and services on the website, in social networks, and via messengers. In this case, customers can select a payment method and get a receipt which is generated automatically, while the self-employed individual doesn't need to create it manually in "Moi nalog".
Registered individuals and sole proprietors paying the self-employment tax can use the following options:
- ready-made payment modules for websites: a payment page for filling in with bank card details is used instead of the terminal;
- a POS system: connects to the power grid and the Internet, and allows customers to pay by card or using an NFC-compatible smartphone;
- a portable bank card reader: connects to a smartphone using a special app.
YooMoney has various integration options. You can embed a ready-made payment module in a website, work via API, or issue invoices to clients without a website. To active the service, you need to obtain a self-employed status from the Tax Service, create a YooMoney wallet, and submit an application form (a passport and INN (TIN) are required). The contract is concluded within a day but you'll have to wait for a courier to sign the document.
From 2022, "Moi nalog" offers a built-in acquiring option. It allows creating invoice so that the customer may pay it online. Cashless payments can be enabled under "Payments", where you can select partners to activate the service. After that, the "Online payments" method will appear and your customers will be able to pay the invoice in the most convenient way.
Sole proprietors paying a self-employment tax can use mobile one and any other acquiring type. Without this status, you can't activate the service.
Once you've signed up for YooMoney, you can accept payments by any cards and using other methods, including via QR codes.
