Acquiring service for sole proprietors
Internet acquiring is the most convenient solution for online payment acceptance for goods and services. It allows companies to work with bank cards and contactless technologies and easily integrates with their sales registers and accounting systems.
With acquiring, stores can increase their sales: the customer will pay for the purchase on the website or in the app without vising the store.
Benefits of YooMoney acquiring
Money is credited to the seller's account the following business day after the payment for a product or service is made.
More buyers: the convenience of payments via YooMoney won't let you lose your customers as they will be able to choose the payment method they need.
More than 10 payment options: for example, bank card, e-wallet, pay service, or bank app.
The service is connected without developers using ready-made modules. There are no subscription fees or hidden charges, only a commission for each completed payment.
"Credit purchases" by SberBank is a payment method available to more than 108 million Sber users, which allows to increase sales by 22% and the average receipt by 50%.
Комиссии без учёта НДС
Bank сards
Commission for payments via Visa, Mastercard, Maestro, and Mir cards: from 2.8%
YooMoney wallet
from 2.8%
SberPay
Customers will pay via mobile banking or online banking. The commission starts from 3.5%
T-Pay
The commission: from 2.8%
How does Internet acquiring work?
YooMoney Internet acquiring allows paying in 1–2 minutes. To pay for an order, buyers need to:
How to connect the acquiring service for sole proprietors
YooMoney allows not only accepting payments on the website, but also issuing invoices, signing payments, accepting money in the app, selling goods on credit, and meeting the requirements of the Federal Law No. 54-FZ.
1
Fill out an application
Fill out an application: you'll see the Merchant Profile and the personal manager to assist you during and after connecting the service.
2
Draw up a contract
Draw up a contract in the Merchant Profile: the whole procedure is online, you just need to upload a photo of the sole proprietor's passport.
3
Integrate the service with the website
Integrate the YooMoney service with your website. You can use ready-made solutions or set up interaction via API independently. There are instructions for each option.
What our clients say
How China's biggest marketplace manages settlements with Russian merchants
In cooperation with YooMoney, we've built the architecture for payments between customers and Russian providers.
Daria Zaitseva
Head of Payment and Financial Services at AliExpress
How to learn English without paying for the whole course at once
A customer receives a notification with the payment amount, and they need to respond to it. It's called recurring payments.
Alexander Laryanovskiy
Managing Partner at SkyEng
How to integrate payments into the app with no development needed
Integrating payments via bank cards required some serious development of our app and servers. YooMoney helped us set up online payments in one week.
Varya Vedeneeva
CEO of Periodica.press and founder of 365done.ru
How to accept payments in accordance with all the intricacies of 54-FZ
YooMoney offers convenience and great rates. Our clients can sign up for YooMoney in a couple of clicks and start accepting payments in accordance with all the intricacies of Federal Law 54-FZ. At the same time, users of the stores get access to their preferred payment methods.
Vladimir Tarasov
Development Director at Ecwid Russia
How to launch your website and start earning money
Cooperation with YooMoney allows entrepreneurs to launch a website and start earning money within just a few days.
Denis Imshenetsky
Founder and CEO of Nethouse
FAQ
Any business (LLCs and sole proprietors) that provides services or sells goods to companies and individuals. Acquiring allows you to accept payments from physical cards or via various Pay services (Mir Pay, SberPay, etc.).
Acquiring is a suitable solution for retail outlets with payment at the checkout. If a company's annual turnover exceeds 20 million rubles, it's required by law.
Online stores and marketplaces also opt for acquiring. It simplifies work of couriers eliminating the need to carry cash. It's convenient for customers to pay for an order at any time. Delivery services are also switching to acquiring and moving away from cash turnover because of the security reasons.
Any business that doesn't accept cards and operates on a cash-only basis is vulnerable to cashless competitors. This affects both the company performance and customer experience. Today, customers don't carry physical wallets and prefer to pay with a smartphone or bank card.
The rate depends on the company's turnover and the number of terminals. Higher number of sales results in smaller payments to the bank, so the rate is recalculated automatically each month.
Profitable acquiring for sole proprietors in YooMoney: optimal rates, a wide range of options, smooth payments, and fast connection. More than 180,000 stores have already chosen our payment service. It offers all the capabilities for online payments via a bank card, e-wallet, bank applications, as well as Mir Pay and SberPay systems, or direct carrier billing. Fast connection and smooth payment acceptance.
The number of Sber users is based on Sber's data for 2023 on active clients (individuals). Information on an increase in sales and the average receipt is based on YooMoney's data for 2024.