Integration for switching from Sber
Implementing payments via YooMoney API is the optimal solution for payment acceptance in YooMoney. However, for companies that switched from Sber, we kept the usual protocol: Programming interface (API) of SberBank
When implementing payments via the SberBank API, you won't have to set up integration from scratch. But after switching to YooMoney, you need to take into account some specifics:
- The transaction reports in YooMoney are different from those in SberBank.
- Single-phase payments can't be canceled. You can only refund them with the payment fee charged.
- You will need to make refunds for transactions completed before you switched to YooMoney via SberBank.
- You will have to re-link all cards saved for regular payments.
In addition, after implementing via the SberBank API, you will not have access to all the YooMoney's features.
Comparison of different protocols features
| YooMoney API | Programming interface (API) of SberBank | |
|---|---|---|
Payment acceptance methods | Bank cards, YooMoney, SberPay, T-Pay, Mir Pay, FPS, and other wallets New methods are being added regularly. | Bank cards, YooMoney wallets, Mir Pay, SberPay, FPS. No new methods will be added. |
| Invoicing | Yes | No |
| Acceptance of payments for utility services | Yes | No |
| Payment via MIR electronic certificates | Yes | No |
| YooMoney mobile app | Yes | Limited functionality |
| The option to embed the payment form to your website | Yes, we do offer an embeddable payment form: the YooMoney widget (but there's no option to embed it using iframe like with SberBank) | No, you need to redirect the user to the YooMoney payment page |
To switch to the YooMoney API, contacts us via ecommerce@yoomoney.ru. We will change the store settings and you can start the new integration.