Payment methods
YooMoney can accept payments made via various methods: from bank cards, from e-wallets, via direct carrier billing, on a loan or installment plan, in cash, via invoicing in Internet banking.
You can accept payments made via bank cards from Visa, Mastercard, Maestro, Mir, JCB, and other issuers. Payments from cards issued in Russia as well as some foreign cards are accepted. More about cards that can be accepted for payment via YooMoney
By default, the user will enter bank cards details on the YooMoney’s page, but you can embed a form on your website or in the mobile app.
You can accept payments using bank cards via Mir Pay. Only available for mobile devices on Android.
You can accept payments from a YooMoney for Shopping wallet or a linked bank card.
You can accept payments via SberPay with confirmation in the SberBank Online app, via Tinkoff Pay with confirmation in the Tinkoff app, and via FPS (The Faster Payments System of the Central Bank of Russia).
You can sell goods on credit and via installment plans using “Credit purchases“ by SberBank and the Installments service.
You can accept payments from companies and entrepreneurs via Sberbank Business Online.
You can accept payments made via direct carrier billing, and in cash via a payment kiosk or at our partner’s office.
Payment method name and code | Payment term | Holding | Code in reports | Refund | Recurring payments |
---|---|---|---|---|---|
Autonomous bank card | |||||
Bank card bank_card | 1 hour | 7 days | AC | ✅ | ✅ |
Payments via contactless payment apps | |||||
Mir Pay bank_card | 1 hour | 7 days | AC | ✅ | ✅ |
E-wallets | |||||
YooMoney for Shopping yoo_money | 1 hour | 7 days | PC | ✅ | ✅ |
Payments via banking apps | |||||
SberPay sberbank | 1 hour | 5 days | SB | ✅ | ✅ |
Tinkoff Pay tinkoff_bank | 1 hour | 7 days | TB | ✅ | ✅ |
FPS (Faster Payments System) sbp | 1 hour | — | CP | ✅ | ✅ |
Loans and installment plans | |||||
Installments installments | 24 hours | 6 hours | CR | ✅ | ❌ |
“Credit purchases“ by SberBank sber_loan | 8 hours | 7 days | SL | ✅ | ❌ |
B2B payments | |||||
SberBank Business Online b2b_sberbank | 8 hours | — | 2S | ❌ | ❌ |
Other methods | |||||
Direct carrier billing mobile_balance | 1 hour | 6 hours | MC | ✅ | ❌ |
Cash cash | No limits | 6 hours | GP | ❌ | ❌ |
Payment information will be sent in payment reports.
All payment methods have limits on the minimum and maximum payment amount. There are additional limits for some payments: for example, on the total amount of payments over 24 hours or a month. If the limits are exceeded, payments won’t go through.
In YooMoney, each payment must be made within a limited time period. If a user hasn’t confirmed a payment before this period has expired, YooMoney will cancel the payment,
expired_on_confirmation
will be displayed as the reason behind the cancellation. To allow the user to pay, you need to create a new payment .In case of a payment via banking apps or other external payment systems, an invoice from YooMoney is issued to the user. If there is still time for a payment in this system, but it has already expired in YooMoney, the money will be debited, but the payment won’t go through. The money will be instantly returned to the user.
See also